Essentials

Below are our 11 articles in the essentials' category:

Calculating Annual Percentage Rates
The annual percentage rate (APR) is a useful figure as a quick guide to how much interest will be charged on a loan or any other forms of lending. APR rates can be easily used to compare the cost ...
Choosing Between a Credit Card or a Loan.
Choosing between a credit card and a loan will be somewhat influenced by how disciplined you are as a borrower and a spender. But the annual percentage rate on loans and credit cards should always ...
Credit Ratings and How They Can Affect Loans
Credit ratings can be all important when it comes to obtaining a loan or any other form of credit. Credit ratings will be one of the main influences as to whether or not a lender considers an ...
Financial Bodies That Can Help With Problems
Whether it is a problem with a loan or any other financial dispute it is always useful to know the financial bodies that can help with problems if they do occur. There are plenty of avenues of ...
Finding Interest Free Loans
If you can stick to the terms and conditions then interest free loans can be a very good deal, probably the best you will find. Finding interest free loans is not a hard task as many banks and ...
Loan Applications and Personal Information
Giving personal information is part and parcel of applying for any type of loan. The information is used by the lenders to both verify the applicant's identity and to asses whether or not the ...
Loan Contracts and the Small Print
It’s a strange but true fact that many people never read the small print of any contracts. Loan contracts and the small print contained within them are there for a reason; to make the customer ...
Loan Incentives You May Be Offered
Enticing customers to use a service or product is not always an easy task. Financial services are huge market and the competition between companies for customers is fierce. The loan incentives you ...
Loan Offers to Look Out For
With an abundance of lenders on the market picking a loan can sometimes be confusing. Rushing to take the first loan you come across is never a good idea; researching your options and shopping ...
Managing Your Loans
In today's debt driven society it is not uncommon for people to have multiple loans and credit cards. For some, these loans are handled responsibly but for others they can be a financial ...
The Consumer Credit Act and Your Rights
When it comes to loans and other financial services the consumer has a great deal of protection under the law. A great number of these protective rights came about with the implementation of the ...

To receive our free monthly newsletter please enter your email address below:
Get the latest LoansAndBorrowing updates
RSS   RSS Feed
Add Google
Add My Yahoo!
Contact loansandborrowing
loansandborrowing Sitemap
About loansandborrowing
loansandborrowing home