Essentials

If you are looking for a personal loan here are some key points that you should consider before signing any loan agreement. Think Carefully...

The annual percentage rate (APR) is a useful figure as a quick guide to how much interest will be charged on a loan or any other forms of lending....

Choosing between a credit card and a loan will be somewhat influenced by how disciplined you are as a borrower and a spender. But the annual...

Credit ratings can be all important when it comes to obtaining a loan or any other form of credit. Credit ratings will be one of the main...

For many people with credit cards, personal loans and overdrafts, the idea of consolidating all their debts into one single monthly repayment seems...

Whether it is a problem with a loan or any other financial dispute it is always useful to know the financial bodies that can help with problems if...

If you can stick to the terms and conditions then interest free loans can be a very good deal, probably the best you will find. Finding interest...

Struggling to repay your debts? Here are five simple ways to help you reduce your borrowing costs. 1. Lighten your Debt Load The first step...

Giving personal information is part and parcel of applying for any type of loan. The information is used by the lenders to both verify the...

It’s a strange but true fact that many people never read the small print of any contracts. Loan contracts and the small print contained within them...

Enticing customers to use a service or product is not always an easy task. Financial services are huge market and the competition between companies...

With an abundance of lenders on the market picking a loan can sometimes be confusing. Rushing to take the first loan you come across is never a...

If you are in debt then you might draw some comfort from knowing that you are not alone. The average Briton has debts of £33,000 including credit...

In today's debt driven society it is not uncommon for people to have multiple loans and credit cards. For some, these loans are handled responsibly...

Just how much debt is too much? Take our loans and borrowing questionnaire and, by answering a few simple questions, you can find out whether your...

When it comes to loans and other financial services the consumer has a great deal of protection under the law. A great number of these protective...