Types of Loan
Explore the range of loans available, from personal loans to secured borrowing, understanding how each works and when one suits your needs better than another.
Borrowing Solutions That Won't Break the Bank
The ideal borrowing solution would include low interest rates over the length of the loan period. Unfortunately many people are excluded from the lowest inte...
Buy to Let Loans
Buy to let loans can be a good investment especially if you have researched all of your options with regards to interest rates and property prices. However,...
Considerations When Taking Unsecured Loans
Unsecured loans are a good option if you need to borrow up to £25,000 but don’t want the risk of using your home as security. But unsecured loans do prese...
Credit Union Loans and How They Work
Credit unions are often referred to as the people’s bank, this is because they are set up and run by a common group of people. They can be work colleagues...
FAQ: How to Use Short Term Loans Sensibly
Short term loans can be an excellent way to borrow without paying large amounts in interest payments. Although there are some short terms loans to avoid, int...
Finding the Right Credit Card
Finding the right credit card means choosing a card that will best suit your needs. You may have a large balance to transfer over to another card with lower...
Flexible Loans and more Financial Freedom
If you are looking to borrow an amount of money but want the freedom to pay back as much as you want then flexible loans may be the best option. With flexibl...
Loans by Text: Pros and Cons
With iphone applications now including a loan by text facility it has never been easier to apply for a loan. But there are some pros and cons when it comes t...
Long Term Loans and Debt Considerations
With low interest rates and fixed, low repayments, long terms loans do look good in theory. But not everyone wants to be tied into such long term repayment o...
Mortgage Loans for First Time Buyers
Buying a home is one of the most important decisions a person can make, and can also be one of the most stressful. Certain types of mortgage loans for first...
Overdrafts are Loans Too
An overdraft is basically a set amount of money supplied to the customer by the bank, and is, in theory, mainly to be used for emergencies. Although overdraf...
Secured Loans and Your Property
With less risk for the lender you can receive great interest rates with a secured loan. However, making sure that you can comfortably afford the repayments i...
The Pitfalls of Credit Card Loans
Using a credit card sensibly can be just like taking out a loan. Many credit cards can beat loans when it comes to interest rates but there can be some pitfa...
The Right Personal Loan for You
Personal loans are available from a wide range of financial lenders including online stores, supermarkets, and the more traditional banks and building societ...
When to Take Out a Bridging Loan
Bridging loans are one of the more expensive types of loan, and in most cases they are recommended only as a last resort. The rates of interest are much high...
When to Use Consolidation Loans
One of the major reasons to take a consolidation loan will be spiraling interest costs from other debts. Multiple debts equal multiple interest fees, and mul...
Will Lower Interest Rates Lead to Cheaper Loans?
The Bank of England’s Monetary Policy Committee recently lowered the standard UK base rate to just 1.0%. Good news for mortgage-holders? Certainly. However...
Your Borrowing Questions Answered
Are you worried about how to repay your debts, or looking for advice on taking out further borrowing? Here are some answers to important questions relating t...