Types of Loan...
Below are our articles on the subject of Types of Loan. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Borrowing Solutions That Won't Break the Bank
Borrowers with poor credit records may have to resort to costly high interest credit options but there are some low cost borrowing solutions available to all…...
Buy to Let Loans
Buy to let mortgage loans can be a good investment if you have thoroughly researched your finance options and can comfortably make repayments if the housing rental…...
Considerations When Taking Unsecured Loans
Shopping around to get the best interest rates and tailoring you’re your loan to your budget are just some of the considerations when taking unsecured loans....
Credit Union Loans and How They Work
Credit union loans are a good option to high street lenders; interest rates are low and the repayments lengths can be much better than many banks....
FAQ: How to Use Short Term Loans Sensibly
Short term loans can be an excellent way of borrowing money without paying high amounts of interest and there are some zero percent interest options....
Finding the Right Credit Card
Finding the right credit card will take some research time, and factors to consider will include annual interest rates and the type of spending habits you have....
Flexible Loans and more Financial Freedom
Flexible loans do grant a certain amount of financial freedom, you can pay as much or as little as you wish to repayments, and there are no charges of fees...
Loans by Text: Pros and Cons
Loans by text companies do have one of the easiest to use application processes but these payday loans do come with hefty interest rates and stinging late penalty…...
Long Term Loans and Debt Considerations
Long term loans can be a good when used to eliminate existing debts, but long term loans are also a long term commitment and should not be undertaken lightly....
Mortgage Loans for First Time Buyers
The range of mortgage loans for first time buyers can seem bewildering, but taking expert advice and shopping around to receive the best deal will pay off....
Overdrafts are Loans Too
Although they are not strictly defined as such, overdrafts are loans too, and as with loans penalties and fees can be applied to the overdraft if it is exceeded....
Secured Loans and Your Property
Secured loans can be a good option when looking for favourable interest rates, but the risk of using your home as security should be a major consideration....
The Pitfalls of Credit Card Loans
Credit cards with zero or low interest rates can be an excellent alternative to traditional loans but there are pitfalls to be aware of when it comes to credit card…...
The Right Personal Loan for You
Finding the right personal loan to suit your needs will may take some research, and shopping around online should guarantee the best interest rates available....
When to Take Out a Bridging Loan
Bridging loans are significantly more expensive than personal or secured loans, but if you don’t want your dream home to slip away then they may be the answer....
When to Use Consolidation Loans
If your debts are becoming unmanageable, and interest payments alone are taking a chunk from your monthly salary, it may be time to consider a consolidation loan....
Will Lower Interest Rates Lead to Cheaper Loans?
With interest rates in the UK at an all time low, does this mean that personal loan rates will be cheaper too?...
Your Borrowing Questions Answered
Worried about repaying your debts, or looking for advice on taking out further borrowing? Here are some answers to important questions relating to loans and borrowing....