Being Aware...
Below are our articles on the subject of Being Aware. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
Bank Charges and How to Avoid Them
Bank charges are a bone of contention for many bank customers but by take a few precautions you can avoid paying bank charges and save a large amount of money....
Common Loan Scams to Look Out For
Common loan scams to look out for will include paying up front fees for loans, deferred fee scams, and any loan offers from abroad....
Consequences of Non Payments and Defaults
The consequences of non payments and defaults can include bad credit references, arrestment of wages, and in the most serious cases court action can be taken....
Debt Collectors and Knowing Your Rights
In order to avoid harassment and intimidation it is very important that debtors know their rights as far as the powers of debt collectors are concerned....
Early Loan Repayment Charges
Early loan repayment charges are designed to stop borrowers paying off their loans early and also to discourage borrowers from switching to loans with lower interest…...
Juggling Loans and Clearing Debt
Juggling loans to clear debt is never a good long term debt solution, but in certain cases there are benefits from switching to a loan with lower interest rates....
Last Resort Loans to Avoid
Last resort loans are often taken when other borrowing options have been tried; this leaves borrowers susceptible to high interest rates and using their property as a…...
Loan Lenders to Avoid
Knowing the loan lenders to avoid will save the borrower a lot of wasted money, debt problems, and stress....
Mis-sold Payment Protection: Your Rights
The payment protection insurance industry makes a profit of £5 billion each year but with 2 million policies mis-sold the customers are starting to fight back and…...
New Laws: Fairer Deal for Credit Card Borrowers
A new set of 'fair principles' have been agreed to help people struggling to repay their credit card debt. But how will these measures help credit card borrowers?...
Recognising That You Are a Borrowing Risk
Understanding and recognising what constitutes a borrowing risk to lenders can help towards a successful credit application and can help with future borrowing....
Recognising the Signs of a Bad Lender
Bad lenders can often appear outwardly businesslike and professional but they can use unfair business practices to cause harassment and major financial problems for…...
Secured Loans Pitfalls to Be Aware of
Secured loans can mean lower interest rates over a long term period but there is always the risk of losing the asset that is secured against the loan....
The Latest Loan Fraud Scams
Loan fraud scams that involve advance payments and arrangement fees are increasingly being used to dupe people with bad credit records who are looking for loans....
The Pitfalls of No Credit Check Loans
No credit check loans are usually the highest interest rate loans available on the market and are not a good idea as a long term debt solution....
The Right Time to use High Interest Loans
Borrowers should usually avoid high interest loans if they can, but this type of loan can help bad credit borrowers to repair their credit records....
The Truth about Payment Protection Insurance
Payment protection insurance can be useful if borrowers are taking a long term loan, but for short term borrowing it may not always be the right choice....
Why It's Becoming Harder to Borrow
With a high number of lenders withdrawing their unsecured loans and others applying high annual percentage rates it does seem as if low interest borrowing is becoming…...
Why Reliable Borrowers Are Paying for Bad Debtors
Annual percentage rates have been rising rapidly and the banks are tightening up on unsecured borrowing but this has hit reliable borrowers as well as bad debtors....
Writing Off Bank Loans
The writing off of bank loans can be achieved under certain circumstances, but it may not mean the end of the debt for the borrower....