Loans and Borrowing: Understanding Loans, Interest Rates and Borrowing

Looking to make smart borrowing decisions? Our comprehensive guide features expert advice, detailed loan comparisons, and insider tips to help you secure the best rates and terms for your needs. With over 40 articles covering everything from home loans to credit scores, you'll have all the knowledge needed to borrow confidently and save money. Loans And Borrowing is here to help.

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The Pros and Cons of Using an Online Lender

Online lenders are generally regarded as a lower cost borrowing and saving option. Fewer overheads mean online lenders can offer very competitive rates but t...

Benefits and Disadvantages of Loan Comparison Sites

Loan comparison sites have become a very useful tool when checking out the lowest interest rates. There are however some distinct benefits and disadvantages...

Advice When Applying for a Loan

If you are looking for a personal loan here are some key points that you should consider before signing any loan agreement. Think Carefully About How Much Yo...

Will Lower Interest Rates Lead to Cheaper Loans?

The Bank of England’s Monetary Policy Committee recently lowered the standard UK base rate to just 1.0%. Good news for mortgage-holders? Certainly. However...

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Borrowing Solutions That Won't Break the Bank

The ideal borrowing solution would include low interest rates over the length of the loan period. Unfortunately many people are excluded from the lowest inte...

The Government's First Buy Home Owner Loan Scheme

The government’s First Buy loan scheme is designed to give first time buyers a help onto that difficult first rung of the property ladder. Using equity loa...

Holiday Loans: Should You Borrow?

From career break loans to household furnishing loans; in today’s lending market there are loans advertised for just about anything. But taking a loan or u...

Recognising the Signs of a Bad Lender

When it comes to disreputable or unfair business practices the credit industry seems to have its fair share of bad lenders. Staying clear of bad lenders will...

Should You Consider the Bank of Mum and Dad?

With lenders tightening their borrowing requirements the bank of mum and dad has become and increasingly popular borrowing option for grown children. Parents...

Recognising That You Are a Borrowing Risk

A poor credit record will mean that the ability to borrow from a wide selection of lenders is seriously diminished. Recognising that you are a borrowing risk...

The Pros and Cons of Using an Online Lender

Online lenders are generally regarded as a lower cost borrowing and saving option. Fewer overheads mean online lenders can offer very competitive rates but t...

Going Green Business Loans FAQs

Businesses that go green can be eligible for loans and tax breaks. Tax relief and interest free loans are cost effective incentives for businesses to make th...

Financing Alternatives to Student Loans

Student loans are one of the main financing options but are not the be all and end all when it comes to financing education. There are a number of different...

The Pitfalls of Credit Card Loans

Using a credit card sensibly can be just like taking out a loan. Many credit cards can beat loans when it comes to interest rates but there can be some pitfa...

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