Where to Look
Where to obtain loans and how different lenders operate. Articles compare banks, building societies, online providers and the pros and cons of each.
Bank Loans and Your Best Options
Compare bank loan types and find the right fit based on your personal finances and borrowing needs.
Benefits and Disadvantages of Loan Comparison Sites
Loan comparison sites make it easier to find low rates, but not all of them show you every lender or tell you the full story.
Choosing Building Society Loans
Building societies are mutual institutions that often offer lower loan rates than banks, but you should still compare rates to get the best deal.
Choosing the Right Loan
Compare loan options based on interest rates, repayment terms, and your credit history to find the best fit for your needs.
Choosing Your Loan Lender
Compare banks, credit unions, and online lenders to find the lowest interest rates that match your budget and credit situation.
Considerations When Choosing High Street Lenders
Compare interest rates and reputation across banks, building societies and other high street lenders to find your best borrowing option.
Fast Cash Loans Can Be LifeSavers
When you need money fast, payday loans can help cover emergencies or budget gaps, though interest rates are high.
Financing Alternatives to Student Loans
Other ways to pay for education beyond student loans, including bursaries and scholarships that don't require repayment.
How Supermarket Loans Work
Supermarket loans offer competitive rates and work much like traditional bank loans, with applications processed online or in-store.
How to Use a Loan Broker
A loan broker can handle the research and find loans that match your budget without you doing all the legwork yourself.
Internet Loan Options
Compare internet loan options easily and find better rates, but watch out for dodgy lenders online.
Irresponsible Lenders and Your Rights
Banks often lend irresponsibly to boost profits, and defaulted loans get sold to debt collectors who pursue you aggressively.
Loan Advertising and Your Rights
Misleading loan ads can make agreements unenforceable, so know your rights under UK advertising rules.
Should You Consider the Bank of Mum and Dad?
Borrowing from parents can be interest-free with flexible terms, but family loans risk damaging relationships if repayment goes wrong.
The Rise of Pawnshop Borrowing in the UK
More UK borrowers are turning to pawnshops as a practical alternative to banks and payday loans with lower interest rates.